Do you know how much income you’ll need in retirement—and how to replace your paycheck?
Yes, I have a written income plan with projected amounts
I have a rough idea but no formal plan
I’m not sure how to figure that out
I’ve never thought about it
Are your current retirement contributions aligned with your lifestyle goals—or are you guessing?
Yes, I contribute regularly and know it aligns with my goals
I contribute what I can, but I’m not sure if it’s enough
I only contribute when I remember or get a raise
I haven’t started saving for retirement yet
Have you taken steps to reduce future tax risks on your retirement income?
Yes, I’m using tax strategies like Roth accounts and conversions
I’ve heard of some options but haven’t acted on them
I rely on my employer’s default options
I didn’t know taxes were a big issue in retirement
Do you have a plan in place if something unexpected happens—like job loss, illness, or caring for a loved one?
Yes, I have emergency savings, insurance, and a backup plan
I have some savings but no clear plan
I’d be in trouble financially
I’ve never thought about it
Do you have a financial professional proactively helping you plan the next 10–20 years?
Yes, I work with a financial advisor regularly
I’ve met with someone, but we don’t meet consistently
I manage everything on my own
I don’t have anyone helping me
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